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adults having to pay off student loans sounds like a joke at first blush. Unfortunately, it’s no laughing matter, as more and more U.S. seniors find themselves burdened with college loan payments, notes a new study from the U.S. Consumer Financial Protection Bureau. A “growing number of consumers aged 60 or older are struggling financially to repay student loans,” the CFPB saysin a new report released in early January. “The majority of these loans were either co-signed or borrowed on behalf of younger family members. From 2005 to 2015, the number of senior citizens affected quadrupled from 700,000 to 2.8 million. The average debt owed by older borrowers also doubled during this time period from $12,000 to $23,500.” Worse, since 2015, nearly 40% of older federal student loan borrowers aged 65 or older were in default, the CFPB adds. “In the worst circumstances, these consumers are foregoing their own regular medical care or partially forfeiting federal benefits such as Social Security to repay student loans,” the report adds.
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